You Don’t Have to Be a U.S. Citizen To Apply For a FHA Loan is a post from: FHA,VA and Conventional Home Loans in all 50 States

What many people don’t realize is that you don’t have to be a U.S. citizen to apply for an FHA Loan and be approved.  The following resident aliens are eligible for FHA Loans:

1. Permanent Resident Alien – you will only have to document your permanent residency (front and back copy of card) and provide a copy of your social security card.
2. Non-Permanent Resident Alien – you will only need to provide copy of valid social security card evidence you are able to work in the United States

So if you are working in the United Stated legally, you can take advantage of the wonderful FHA financing program to buy a home.  Here are some highlights of the FHA Loan:

• Minimum down payment is 3.5% and that 3.5% can be a gift from a relative
• Non occupying co-borrowers allowed to asset in qualification
• You don’t need perfect credit, so if you think you have bad credit you may still be eligible for a FHA Loan
• 50 year low 30 year fixed interest rates
• FHA 203k Loan provides money to fix up the house you buy
• 3.5% down on owner-occupied duplex, triplex and fourplex
• Condo’s and manufactured homes OK
• FHA is NOT just for first time home buyers!  You can own other homes.

Give me a call at 858-922-7899 or email at homeloan8@gmail.com if you have any questions at all about getting approved for a FHA Loan.

Warmest Regards,

Rob Chomentowski

Sr. Loan Officer (and FHA specialist)

858-922-7899

homeloan8@gmail.com